Beginning today, coverage under the Affordable Care Act will begin for many Americans. Here are some important things to remember about how the ACA directly impacts the LGBT community:
- Plans purchased through the Marketplace can’t discriminate based on sexual orientation or gender identity.
- You can’t be charged a higher premium just because you identify as lesbian, gay, bisexual, or transgender.
- Any same-sex married couples, regardless of where they live, can apply for and receive health insurance marketplace subsidies as a family.
- No more lifetime limits on coverage or arbitrary withdrawal of insurance coverage protections, which is especially important for transgender people and people living with HIV/AIDS.
Additionally, as noted by the National LGBT Health Education Center, the Department of Health and Human Services will expand collection of sexual orientation and gender identity data on national health surveys to better understand LGBT health needs, educate clinicians about them, and reduce treatment disparities.
Still on the fence or procrastinating about enrolling? Maybe this will help: